Products

MyRailz: One Login. Complete Banking.

A single, secure identity that gives your customers access to banking, payments, cards, invoicing, and more -- all from one platform.

MyRailz

One ID. Every Rail.

1
Single Identity
Full Banking Experience
🔒
Bank-Grade Security

Developer Portal

Give your team the tools to integrate quickly and debug confidently. Clear documentation, working examples, and real-time feedback.

Test integrations in a sandbox before going live
Debug issues with complete request and response logs
Build with SDKs that match how your team works

Ship faster with white-label deployment or build on our APIs -- your choice.

Developer Portal

Developer Portal

Everything Your Customers Need

Consumer banking, business banking, cards, invoicing, and global payments -- all built into one platform

Consumer Banking

A modern digital banking experience for your customers.

Accounts, balances, and transaction history
Domestic and international transfers (ACH, Wire, RTP, FedNow, Zelle)
High-yield savings and locked-rate terms
Multi-currency wallets (USD, CAD, stablecoins)
Real-time FX conversion and cross-border payments

Business Banking & Invoicing

Cash management and financial tools built for how businesses actually work.

Create, send, and track invoices with payment reminders
Payment links for fast collection
Bill pay across the U.S. and Canada
Credit memos and accounts receivable management
Real-time business analytics and reporting

Card Management

Virtual and physical cards with the controls your customers expect.

Issue virtual and physical debit cards
Freeze, unfreeze, and replace cards instantly
Set spending limits and transaction controls
PIN management and card themes
Real-time card transaction visibility

Team Management & Roles

Let business owners delegate to their team with confidence.

Role-based access: admin, business owner, bookkeeper, and more
Bookkeepers can pay bills, send invoices, and track payments -- without admin rights
Configurable approval workflows for transactions above set thresholds
Audit trails for every action taken by team members
Multi-user access with granular permissions

Global Payments & FX

International transfers and multi-currency support built in.

International remittances with locked FX rates
Multi-currency wallets for USD, CAD, and stablecoins
Stablecoin payments (USDC, USDT) for fast cross-border settlement
Real-time currency conversion at competitive rates
Support for Visa Direct, Mastercard Send, and more

See It in Action

Talk to our team about how AllRailz can become the digital banking front-end your institution needs.