AllRailz
The Digital Banking Front-End for Forward-Thinking Financial Institutions
A full-scale, core-agnostic platform that gives your customers modern banking, payments, cards, and cash management -- without replacing your core. Integrated with FIS, Fiserv, Jack Henry, and more.
Built for Every Institution
Whether you are a community bank, a fintech, or a growing enterprise, AllRailz is your digital front-end
Deploy a Modern Digital Front-End Without Replacing Your Core
- Works with FIS, Fiserv, Jack Henry, and other cores -- no rip-and-replace required
- Give your customers a modern banking experience that rivals neobanks and big tech
- Consumer and business banking, cards, payments, and cash management out of the box
Unified payment experience for banks
Every Payment Rail. One Platform.
FedNow, Wire, ACH, Zelle, Interac, Visa Direct, Stablecoins (USDC, USDT), and more. All built into the digital banking experience your customers interact with every day.
Global Currency Support
Multi-currency wallets, real-time conversion, and stablecoin integration for seamless cross-border payments.
Multi-Currency Wallets
Unified wallet management for USD, CAD, and stablecoins. Hold and manage multiple currencies in one place.
Real-Time Conversion
Convert between currencies instantly at competitive rates. Seamless exchange between traditional and digital currencies.
Stablecoin Payments
Fast, low-cost cross-border payments via USDC and USDT. Instant settlement with lower fees than traditional wire transfers.
More Than Payments
A complete digital banking platform with the breadth of Wise and the card capabilities your business customers need.
Core Agnostic
Works with FIS, Fiserv, Jack Henry, and more. Deploy a modern digital experience without replacing your core banking system.
Full Digital Front-End
Consumer and business banking experiences your customers expect. Accounts, transfers, savings, and more -- not just payment pipes.
Cards & Cash Management
Virtual and physical cards with spending controls. Cash management tools with team-based access and approval workflows.
Invoicing & Bill Pay
Send invoices, create payment links, and pay bills across the U.S. and Canada. Full accounts payable and receivable in one platform.
Global Payments & FX
Multi-currency wallets, international transfers, real-time FX, and stablecoin support for fast, low-cost cross-border payments.
Security & Compliance
SOC 2 Type II certified with automated AML/KYC, fraud monitoring, and regulatory reporting built into every layer.
A Complete Digital Banking Experience
Consumer banking, business banking, and everything in between -- on top of your existing core
Consumer & Business Banking
A modern front-end for your customers with accounts, transfers, savings, cards, and cash management. Business customers get invoicing, bill pay, and team management built in.
- Accounts, transfers, and high-yield savings
- Invoicing, bill pay, and payment links
- Team roles and bookkeeper delegation
Real-time visibility across all payment rails
Automated compliance and regulatory reporting
Compliance & Approval Workflows
Automated AML/KYC, fraud monitoring, and regulatory reporting across all transactions. Configurable approval workflows let you control who can move money and how much.
- Automated AML/KYC and fraud detection
- Configurable approval policies and queues
- SAR filings and regulatory reporting
Core-Agnostic Integration
We integrate with your existing banking core -- FIS, Fiserv, Jack Henry, and others. No rip-and-replace. Your core stays, your customers get a modern experience.
- FIS, Fiserv, and Jack Henry connectors
- White-label under your brand
- Multi-tenant, configurable per institution
Smart routing across payment rails
MyRailz: One Login. Complete Banking.
A single, secure identity that connects your customers to banking, payments, cards, invoicing, and more -- all in one place.
One ID. Every Rail.
Why Now?
Financial institutions need a modern digital front-end, but core replacements are too risky and too expensive
The Problem
- • Legacy digital front-ends cannot compete with neobanks and big tech
- • Core replacements take years and cost millions
- • Business customers expect invoicing, cards, and cash management
- • Cross-border payments are slow and expensive
- • Teams need role-based access, but legacy systems are all-or-nothing
The AllRailz Solution
- • A modern digital front-end that works on top of your existing core
- • Consumer and business banking, cards, invoicing, and bill pay in one platform
- • Core-agnostic: FIS, Fiserv, Jack Henry, and more
- • Team management with role-based access and approval workflows
- • Multi-currency, international transfers, and stablecoin support
Ready to Modernize Your Digital Banking Experience?
Join forward-thinking banks, credit unions, and fintechs deploying the next generation of digital banking with AllRailz.